FairSquare/Victoria/Fingal
Suburb Dossier · VIC · 3939

Fingal

Fingal, a highly sought-after coastal locale 98km from the CBD, presents a robust "workhorse investment" proposition underpinned by its extremely low 0.8% vacancy rate and constrained supply. This market’s 4.5% annual price growth demonstrates strong capital appreciation, catering to a premium tenant demographic focused on lifestyle value over proximity to urban centers, despite the moderate 2.7% gross yield.

Model Verdict
Workhorse Investment
6.4OUT OF 10
Median
$1.64M
house
Gross Yield
2.7%
derived
Weekly Rent
$850
3-bed median
12m Growth
+4.5%
trailing
Secret Sauce · Derivation

How the model valued Fingal

The median price is derived, not estimated. Every number on this page traces back to the model's proprietary yield surface — calibrated for each part of the country and resolved against distance from CBD. The price falls out of the formula.

Confidencehigh

Inputs for this suburb sit at the top of our calibration tier. The model is not guessing.

Distance
to CBD
98km
Yield
derived from model
2.7%
Median Rent
weekly, 3-bed
$850
Median Price
(rent × 52) ÷ yield
$1.64M
Location
Fit · Who It Suits
Investor Profiles
Defensive Hold
Model Tags
Balanced Market
Signals · Partial View
Market Temp
Steady
Supply Pressure
Normal
Rent Trajectory
In line
Cycle Position
Hot ·
Days On Market
Cool
Clearance Rate
Active ·
Buyer Demand
Hot
Vacancy Rate
Cool ·
Rent Growth 12m
Active
Price Volatility
Hot ·
5-Year Forecast
Cool
Risk Flags
Active ·

9 of 12 signals locked. The model's full read is in the complete analysis.

The Full Model Analysis

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What's inside
01Cover page with verdict & score
02In-30-seconds snapshot
03Score breakdown across 5 dimensions
04Big picture & liveability analysis
05Market cycle + 10-year forecast
06Rental story + yield scenarios
07Supply & demand pressure gauge
08Opportunity & risk register
093-play investor playbook
1012-24mo + 3-5yr outlook
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FAQ
01

Is Fingal a good investment in 2026?

The model rates Fingal a 6.4/10 and classifies it as "Workhorse Investment". Fingal, a highly sought-after coastal locale 98km from the CBD, presents a robust "workhorse investment" proposition underpinned by its extremely low 0.8% vacancy rate and constrained supply. This market’s 4.5% annual price growth demonstrates strong capital appreciation, catering to a premium tenant demographic focused on lifestyle value over proximity to urban centers, despite the moderate 2.7% gross yield.

02

What is the rental yield in Fingal?

Fingal is tracking at a 2.7% gross rental yield with a median weekly rent of $850 against a median house price of $1.64M. Full rent progression analysis is included in the complete model report.

03

How does the model value Fingal?

The model derives the median price from our proprietary yield model, not from scraped listings or AI estimates. Weekly rent × 52 ÷ gross yield returns the median price — every number on this page traces back to that formula.

04

Which investor profiles does Fingal suit?

Model signals align with: Defensive Hold. Avoidance profiles and risk flags are covered in the full model output.

The Model Sees More

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